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Valuation

Valuation Valuation is way of estimating how much something is worth. The most common items that are usually valued are financial liability and assets. Valuations may be done on assets, for instance on...

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Variable Annuitization

Variable Annuitization For people searching for ways to save for retirement, aside from 401k plan or an IRA may opt to invest in an annuity. The term annuity provides all the benefits of a...

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Variable Universal Life Insurance

Variable Universal Life Insurance This type of policy is more likely suited for people who take the driver’s seat while riding a car. The feature of Variable Universal Life Insurance (VUL) is a...

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Viatical Settlement Provider

Viatical Settlement Provider The word viatical comes from the Latin word “viaticus”, meaning “provisions for a long journey”. A viatical settlement is defined as the transfer or sale of a life...

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Viator

Viator A viator is a dying person or one suffering from a life-threatening illness who sells his or her life insurance for a substantially discounted rate to the insurance firm. A viator receives a...

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Voluntary Reserve

Voluntary Reserve Voluntary reserves pass on to the extra amount held by the insurance business companies to build up their monetary fund’s and enhance their liquidity percentage. Such extra amount is...

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Waiting Period

Waiting Period Waiting period refers to the time between the period of registration filing with the SEC and the time of the declaration of the registration statement effective by the SEC. It is also...

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Waiver of Premium

Waiver of Premium A waiver of premium is a provision in an insurance policy that ensures the continuation of the policy’s effectivity in the event that the policyholder can no longer pay the premiums....

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What is a Universal Life Insurance?

What is a Universal Life Insurance? Universal life insurance was introduced in the years 1981-1982 as a permanent life insurance which rests on cash value. It has the features of both a term and whole...

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Whole Life Insurance

Whole Life Insurance Whole life insurance is one type of life insurance which covers one for his or her life. It basically requires a medical exam at the very start of the policy. Moreover, as the...

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